Classic banana bread gets a delicious twist with this Cream Cheese Banana Bread recipe. This delightful loaf combines the sweet, moist texture of ripe bananas with a creamy cheesecake filling that takes it to another level. Perfect for breakfast or as an afternoon treat, this bread is sure to impress at any gathering or simply during a cozy day at home.
Why You’ll Love This Recipe
- Irresistible Flavor: The combination of banana and cream cheese offers a rich taste that’s hard to resist.
- Easy to Prepare: With simple steps and common ingredients, this recipe is perfect for bakers of any skill level.
- Versatile Serving Options: Enjoy it warm with butter, as a dessert, or even as a snack throughout the day.
- Great for Overripe Bananas: A delicious way to use up those overripe bananas sitting on your counter.
- Makes Two Loaves: Perfect for sharing with friends or freezing for later enjoyment.
Tools and Preparation
Before diving into the baking process, gather your tools. Having everything ready will make it easier to create this scrumptious bread.
Essential Tools and Equipment
- 2 9×5-inch loaf pans
- Mixing bowls
- Electric mixer
- Measuring cups and spoons
- Rubber spatula
Importance of Each Tool
- Electric mixer: Ensures smooth mixing of ingredients, especially for the cream cheese filling.
- Measuring cups and spoons: Accurate measurements are crucial for baking success.
- Rubber spatula: Ideal for scraping down the sides of your bowl to ensure all ingredients are well combined.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Spray two 9×5-inch loaf pans with nonstick cooking spray to prevent sticking.
Step 2: Prepare the Cream Cheese Filling
In a mixing bowl:
1. Beat together the cream cheese and sugar until the mixture is smooth.
2. Add in one egg and vanilla extract; beat until well combined.
3. Mix in the flour until fully incorporated. Set aside.
Step 3: Combine Wet Ingredients for Banana Bread
In another large bowl:
1. Mash the ripe bananas thoroughly.
2. Pour in the melted butter and add both granulated and brown sugars; mix until combined.
3. Beat in two eggs, vanilla extract, and sour cream until smooth.
Step 4: Mix Dry Ingredients
In a separate bowl:
1. Whisk together the all-purpose flour, baking soda, and baking powder.
2. Gradually add this dry mixture to the wet banana mixture, stirring until just incorporated.
Step 5: Assemble in Pans
In each prepared loaf pan:
1. Pour 2 cups of banana batter.
2. Spread half of the cream cheese mixture evenly on top.
3. Add remaining banana batter over the cream cheese layer.
Step 6: Bake
Bake in preheated oven for 50-55 minutes or until a toothpick inserted into the center comes out with moist crumbs. Allow cooling completely before serving.
This Cream Cheese Banana Bread not only satisfies your sweet tooth but also offers a wonderful texture contrast between fluffy banana bread and creamy filling—enjoy!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delightful treat that can be enjoyed in various ways. Whether you’re serving it for breakfast, dessert, or a snack, there are plenty of ideas to elevate your experience.
With Fresh Fruit
- Add slices of strawberries, blueberries, or kiwi on the side for a refreshing contrast. The fruit’s natural sweetness complements the creamy bread beautifully.
Spread with Nut Butter
- A smear of almond or peanut butter adds richness and protein, making it a satisfying option for breakfast or an afternoon snack.
Lightly Toasted
- Toasting slices brings out the flavors and adds a lovely crunch. Serve warm with a pat of butter for extra indulgence.
Drizzled with Honey
- A drizzle of honey enhances the sweetness and adds a floral note to each slice. It’s perfect for those who enjoy their bread a bit sweeter.
Paired with Coffee or Tea
- Enjoying this banana bread with a cup of coffee or herbal tea makes for a comforting experience. The warm beverages balance the sweetness perfectly.
As Part of a Brunch Spread
- Include Cream Cheese Banana Bread in your brunch menu alongside muffins, pastries, and fresh juice. It makes an elegant addition that everyone will love.
How to Perfect Cream Cheese Banana Bread
To achieve the best Cream Cheese Banana Bread, follow these helpful tips that enhance flavor and texture while ensuring successful baking.
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Use Overripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be. Look for bananas with brown spots for optimal taste.
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Room Temperature Ingredients: Ensure your cream cheese, eggs, and sour cream are at room temperature. This helps create a smooth batter without lumps.
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Don’t Overmix: Mixing too much can lead to dense bread. Stir until just combined to keep it light and fluffy.
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Check Doneness Early: Ovens vary in temperature. Start checking your bread around 50 minutes to prevent overbaking; it should be golden brown and spring back when touched.
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Cool Completely Before Slicing: Allow the bread to cool in the pan for at least 10 minutes before transferring it to a wire rack. This prevents sogginess and makes slicing easier.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread pairs well with various side dishes that complement its rich flavor while adding variety to your meal. Here are some great options:
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Greek Yogurt: A dollop of Greek yogurt provides creaminess and tanginess that balances the sweetness of the banana bread perfectly.
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Cottage Cheese: This protein-packed option adds texture and pairs well with fresh fruit toppings for added flavor.
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Mixed Green Salad: A light salad with citrus vinaigrette offers freshness and contrasts nicely against the dense texture of banana bread.
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Granola Parfait: Layer yogurt, granola, and fresh fruits for a nutritious breakfast or snack that enhances the overall meal experience.
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Chia Seed Pudding: This healthy pudding is both satisfying and nutritious, providing an interesting texture alongside banana bread slices.
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Smoothies: A refreshing smoothie made from spinach, banana, and almond milk can be a great way to start your day alongside this delicious bread.
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Fruit Compote: Warm fruit compote made from seasonal fruits is an excellent topping that adds brightness to each bite of banana bread.
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Oatmeal Cookies: Pairing your banana bread with oatmeal cookies creates a delightful dessert platter that’s sure to please any sweet tooth!
Common Mistakes to Avoid
There are a few common mistakes that can affect the outcome of your Cream Cheese Banana Bread. Here are some tips to help you avoid them:
- Using cold ingredients: Make sure all your ingredients, especially eggs and cream cheese, are at room temperature for better mixing and texture.
- Overmixing the batter: Mixing too much can lead to dense bread. Stir until just combined to keep it light and fluffy.
- Not measuring flour accurately: Use the spoon-and-level method to measure flour. This prevents adding too much flour, which can make your bread dry.
- Skipping the cooling time: Allow the bread to cool completely before slicing. This helps maintain its structure and flavor.
- Not checking doneness: Always test with a toothpick in the center. If it comes out with moist crumbs, it’s ready!

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Place parchment paper between slices for easier access.
Freezing Cream Cheese Banana Bread
- Wrap tightly in plastic wrap or aluminum foil.
- Freeze for up to 3 months for best quality.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F and warm slices for about 10 minutes.
- Microwave: Heat individual slices on medium power for 15-20 seconds.
- Stovetop: Use a skillet over low heat, flipping occasionally until warmed through.
Frequently Asked Questions
Here are some common questions about making Cream Cheese Banana Bread:
Can I use other fruits in Cream Cheese Banana Bread?
Yes! Feel free to mix in berries or nuts for added flavor and texture.
What can I substitute for cream cheese?
You can use ricotta or mascarpone cheese as an alternative.
How do I know when my Cream Cheese Banana Bread is done?
It’s done when a toothpick inserted in the center comes out with moist crumbs but no wet batter.
Can I make this recipe gluten-free?
Absolutely! Substitute all-purpose flour with a gluten-free blend.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on a classic favorite. Its creamy filling elevates the traditional recipe, making it perfect for breakfast or dessert. You can easily customize it with different mix-ins like nuts or chocolate chips. Give this recipe a try, and enjoy the deliciousness!
Cream Cheese Banana Bread
Indulge in the delightful flavors of Cream Cheese Banana Bread, a sophisticated twist on a classic favorite. This moist and fluffy loaf features the perfect balance of sweet, ripe bananas and a rich, creamy cheesecake filling that elevates it to new heights. Ideal for breakfast, dessert, or an afternoon snack, this recipe is easy to make and sure to impress your family and friends. Whether enjoyed warm with butter or as part of a brunch spread, each slice promises a comforting experience that’s simply irresistible.
- Prep Time: 20 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 15 minutes
- Yield: 16 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
Ingredients
- 8 ounces cream cheese
- ½ cup granulated sugar
- 3 ripe bananas
- ½ cup melted butter
- 2 large eggs
- 2 cups all-purpose flour
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat your oven to 350°F. Grease two 9×5-inch loaf pans.
- In a mixing bowl, beat cream cheese and sugar until smooth. Add egg and vanilla, mixing well; then stir in flour and set aside.
- In another bowl, mash bananas and mix in melted butter, both sugars, eggs, vanilla extract, and sour cream until smooth.
- In a separate bowl, whisk together flour, baking soda, and baking powder. Gradually add to the banana mixture until just combined.
- Pour half of the banana batter into each pan; top with cream cheese mixture followed by remaining banana batter.
- Bake for 50-55 minutes or until a toothpick comes out with moist crumbs. Let cool before slicing.
Nutrition
- Serving Size: 1 slice (75g)
- Calories: 200
- Sugar: 15g
- Sodium: 150mg
- Fat: 9g
- Saturated Fat: 5g
- Unsaturated Fat: 3g
- Trans Fat: 0g
- Carbohydrates: 27g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 40mg




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